Abstract:
The purpose of this master thesis is an attempt to elaborate Islamic banks, to examine whether
these principles of operating in the market can be practical and furthermore, can it provide
alternative methods of dealing with financial problems.
An Islamic banking system is based on the principles of Islamic law (also known Shariah). Two
main basic principles behind Islamic banking are the sharing of profit and loss and, significantly,
the prohibition of the collection and payment of interest.
In Albanian application, from our research & survey that we had with the customer (clients) of
UBA we concluded that Islamic banks are not only used from the Muslim but also from the
others. Bank offer the same product as the others. According to the questionnaire, the reason
that attracts more the customer to use it is Low risk, new product, confidence problem and
diversification.
